Richmond real estate and homes for sale in Virginia - Donald Breckenridge, REALTOR® Donald Breckenridge REALTOR(r) for Richmond, Virginia real estate - NUMBER1EXPERT™ Donald Breckenridge NUMBER1EXPERT(tm) for Richmond, Virginia real estate

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Donald Breckenridge, REALTOR®, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-772-5220 or 804-914-5340.


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With Donald?s help, both the sale of our old home and the purchase of our new home went very smoothly.
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First Time Homebuyers: Richmond Virginia home buying, real estate listings, and homes for sale in Henrico                        County, VA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated at the whole process of buying your first home. As a top Richmond real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Real Estate Contracts >Should You Read Every Word

Buying a house involves a lot of paperwork. There can be several pages to the contract itself, plus the various addendum and contingencies. If you apply for a loan, there will be another stack of documents at the closing table. Although your real estate agent reviews the transaction, it is extremely important that you understand the papers you are signing.

If a dispute arises, the outcome will be governed by how the contracts actually read, not what you thought your real estate agent told you when you signed them. To avoid confusion, it is a good idea to pick up copies of the purchase agreements and closing papers ahead of time. This will allow you to read them at your leisure, without the pressure of several people waiting for you to read everything at the closing. Don't hesitate ask questions if you don't understand something or if the language is ambiguous or confusing.

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Real Estate Trivia
Q 
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?

A 
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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Mortgage Broker
Laurie Breckenridge, Colonial First Mortgage 804-218-6985 or 804-360-5570
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Donald Breckenridge, REALTOR®, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Donald Breckenridge
RE/MAX Commonwealth Richmond Real Estate

200 Westgate Parkway Suite 100
Richmond, VA 23233
804-360-5200
804-914-5340
Toll Free: 800-772-5220
Fax: 804-360-5921
Email: DonaldBreckenridge@NUMBER1EXPERT.com

As one of America's NUMBER1EXPERT™ in the Richmond and surrounding area, I am well equipped to serve you with all your real estate needs. Buying, Selling and Relocating. I have over 18 years experience in residential real estate. I am dedicated to serving my clients with honesty and integrity. I am committed to informing and guiding my clients in making the best decisions when buying or selling real estate. I have a full team ready to assist you. My goal is to develop "Clients for Life," and not just for one transaction! Call or email me today!

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RE/MAX Commonwealth real estate and homes for sale in Richmond Virginia

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